The cost of cataract surgery with monofocal intraocular lenses is typically partially covered by Medicare and other private insurance companies. However, patients who wish to upgrade their eyesight with Lifestyle Lenses such as multifocal or Astigmatism Correction lenses will usually incur some out-of-pocket costs because these lenses are considered medically unnecessary.

For some patients, the difference between “medically unnecessary” and a greatly improved quality of life is worth the extra expense. At Palmetto Eye & Laser Center we offer options and recommendations to make clear vision – possibly without glasses – a reality for your budget:

• Cataract surgery financing
• Flexible Spending Account
• Credit cards

If you work for a company that offers a Flexible Spending Account or Health Savings Account, you may be able to set aside pre-tax earnings to save for cataract surgery and Lifestyle Lenses. These plans can lower your overall cost due to the tax savings.

Most plans have specific rules you must follow, so make sure you know:

• The deadline for enrolling in your plan
• The deadline for using your saved money (you don't want to lose it!)
• If you are a good candidate for cataract surgery with Lifestyle Lenses (schedule a consultation with us to find out for sure)
• How much you will need to set aside in your plan to cover all or part of your costs