The cost of cataract surgery with monofocal intraocular lenses is typically partially covered by Medicare and other private insurance companies. However, patients who wish to upgrade their eyesight with Lifestyle Lenses such as multifocal or Astigmatism Correction lenses will usually incur some out-of-pocket costs because these lenses are considered medically unnecessary.

For some patients, the difference between “medically unnecessary” and a greatly improved quality of life is worth the extra expense. At Palmetto Eye & Laser Center we offer options and recommendations to make clear vision – possibly without glasses – a reality for your budget:

  • Cataract surgery financing
  • Flexible Spending Account
  • Credit cards



You may be unaware that vision financing is available through our partners. If you qualify, you can have your advanced cataract surgery procedure with no money down and pay for it over time.

  • 0% interest financing for up to 12 months
  • Longer term financing options with low interest rates
  • Low monthly payments
  • No pre-payment penalties

Flexible Spending Accounts for Cataract Surgery

Flexible Spending

If you work for a company that offers a Flexible Spending Account or Health Savings Account, you may be able to set aside pre-tax earnings to save for cataract surgery and Lifestyle Lenses. These plans can lower your overall cost due to the tax savings.

Most plans have specific rules you must follow, so make sure you know:

  • The deadline for enrolling in your plan
  • The deadline for using your saved money (you don't want to lose it!)
  • If you are a good candidate for cataract surgery with Lifestyle Lenses (schedule a consultation with us to find out for sure)
  • How much you will need to set aside in your plan to cover all or part of your costs

Credit Cards for Cataract Surgery

credit cards

At Palmetto Eye & Laser Center we accept the following credit cards for cataract surgery and Lifestyle Lenses:

  • Visa
  • Master Card
  • American Express

We also accept cash and personal check.

Our staff will be happy to help you understand your options when it comes to affording cataract surgery.